[Hum}– Texas Redneck

His name was Bubba, he was from Texas, He needed a loan, so he walked into a bank in New York City and asked for the loan

He told the loan officer he was going to Paris for a international redneck festival for two weeks, and needed to borrow $5,000, and he was not a depositor of the bank.

The bank officer told him they would need some kind of security for the loan, so the Redneck handed over the keys to a new Ferrari. The car was parked on the street in front of the bank.

The Redneck produced the title and everything checked out. The loan officer agreed to hold the car for the collateral, and apologized for having to charge 12% interest.

Later, the bank’s president and officers had a good laugh at the Redneck from Texas for using a $250,000 dollar Ferrari for a $5,000 loan. An employee later drove the car to the bank’s private underground parking garage and parked it.

Two weeks later, the Redneck returned; repaid the $5,000 loan and $23.07 interest. The loan officer said,

—Sir, we are very happy to have your business, but we are puzzled. While you were away we checked Dunn and Bradstreet and found out you are a distinguished alumni from Texas A&M; a very sophisticated investor and a multi-millionaire with real estate and financial interests all over the world. Your investments include a large number of wind turbines at Sweetwater, Texas. What puzzles us is why would you borrow $5,000?

The good ole boy replies,

—Where else in New York City can I park my car for $23.07 for two weeks and expect it to be there when I return.

Keep a eye on those Texas boys!

Courtesy of Bob Meehan

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